Advantages

The Insurer takes over the negative consequences of the Insured’s professional activity. In case of claim, the Insured is protected against paying indemnities to the prejudiced party and the letter has the safety of the payment he/she is to receive.

The subject of the insurance is the third party liability of the Insured against his/hers patients, following involuntary wrongful acts.

Who can be insured?

Legal entities: medical service providers,(hospitals, clinics, medical transportation units), recovery/health care units.

Individuals: doctors ( general, family doctors, surgents, dentists), pharmacists, laborants, chemists, biologists, phisicians and others.

What is covered?

• The amounts the Insured is obliged to pay the third parties following risk occurence;
• Claimer’s legal expenses in the case the Insured is obliged by Court Decision to reimburse these expenses.
• Moral damages;

For a comprehensive professional protection, CertAsig offers in addition:

• Medical laboratory insurance – covering fire, lighting, explosion, floods, earthquicks, storms, land slides, vandalism, theft, brakable goods;
• Medical Equiptment insurance – covering accidental damage because of electrical tensions, factory malfunctions, operating errors;
• Business Interruption – covering the financial loss during activity interruption following risk occurence;
• Thrid party liability insurance – Tenant’s liability against the owner of the building, in case the medical laboratory is in a rented location.