Offer description:

•  MEDICAL MALPRACTICE INSURANCE – offers advantages through an umbrella like risk covering scheme and fast claims settlement process.

•  LOW PRICE

•  COVERING MORAL PREJUDICE

•  ACCEPTING MEDIATION THROUGH AUTHORISED MEDIATORS

Covered risks:

•  The amounts the Insured is obliged to pay the third parties following risk occurence;

•  Claimer's legal expenses in the case the Insured is obliged by Court Decision to reimburse these expenses.

•  Moral damages;

Medical office and equiptment Insurance

1. Medical Office and Goods:

  Covers:

•  Buildings and other types of constructions (including heating, electrical and sanitary system, elevators etc.);

•  Machinery, equipments and other patrimonial assets;

•  Earthquake, floods and muds.

•  Rolling materials (commodities, row and additional materials, final goods etc).

•  Fire, lightning, explosion, falling of flying objects, sonic boom;

•  Drench, hail, storm, huracane, snow and ice weight, avalanche, car hitting the building, land slide, folling objects, floods, theft;

•  Earthquick, floods and muds.

ADDITIONAL :

• civil disturbance, riots.

  OPTIONAL :

•  buildings in construction;

•  vandalism;

•  breakable goods;

•  frozen goods;

1. Electronic equipment Insurance

Covers any loss or damage following risk occurrence and having physical external reasons causing the object not to function for the purpose it has originally built.

Covered risks:

•  Fire , explosion, implosion, direct lightning,

•  Pipe water, floods, underground water, vapors, frost;

•  Earthquake, storm, tornado, hail, snow avalanche, falling rocks.

•  Theft caused by braking an entry ;

•  Theft by burglary –

•  Construction errors, production errors, overcharging;

•  Negligence, wrongful use.

•  Intentional damages caused by third parties.

HOME INSURANCE

ADVANTAGES

This product protects both your home and the property within it, and offers coverage also for civil liability and your and your family's bodily injury.

•  Section I – home and property within it;

•  Section II – civil liability for the Insured and his or her family;

•  Section III – bodily injury for the Insured and his or her family.

Section I: HOME INSURANCE

This section covers claims caused by:

•  theft;

•  earthquake;

•  theft;

•  earthquake;

•  floods;

•  land slides.

•  fire, lightning, explosion, falling aircraft;

•  sonic boom;

•  damages caused by animals;

•  accidental falling of objects;

•  storm, hurricane, tornado, hail, snow or ice avalanches;

•  vandalism;

•  civil disturbance;

•  pipes freezing;

•  floods from:

•  neighbor apartments;

•  accidents on water pipes;

•  sewage water.

Section II: CIVIL LIABILITY

Covers damages to third parties caused by the Insured or by one of his or her family members.

Section III: BODILY INJURY

Covers damages following accidents that the Insured and its family may experience during household activities.

For example: fall by heat or cold, burns, drowning, cuts, explosions, stings, attack by other person/animal;

BONUS

CertAsig's Complex Home Insurance covers:

•  expenses due to rental of a new home – in case of risk occurence or emotional shock;

•  water damage;

•  spoilage;

"CERTASIST FOR YOUR HOME"

"CertAsist for your home program" helps you with fast repairmen services following risk occurence.

CertAsist for your home program helps you make you fast repairs, after an accident.

BASIS PROGRAM:

CertAsig:

•  contacts specialized personnel for making the repair;

•  covers the traveling expenses to your home of the specialized personnel, machinery and necessary equipments to make the repairs;

•  covers the expenses for emergency repairs;

•  covers the expenses for additional materials ( construction, cables etc)

EXTENDED PROGRAM:

In addition to the benefits of the Basis Program, the Extended one, also covers:

•  Insured's transportation (with vehicles provided by CertAsig);

•  accommodation in emergency residence;

In case you undergo a claim following risk occurence, please contact CertAsig's Call Center-ul at: 0040 21.203.11.43 or 0040 31.730.99.45

THIRD PARTY LIABILITY INSURANCE

By this type of insurance, CertAsig agrees to indemnify the Insured for the amounts he may have to pay to a third party for the damages he/she caused by negligence or misbehavior.

CertAsig covers the expenses the Insured has to pay following negligence, causing:

- material damage;

- bodily injuries;

- legal expenses.

PERSONAL ACCIDENTS INSURANCE

CertAsig offers financial protection to insured individuals involved in accidents directly resulting in permanent invalidity, death, temporary incapacity to work, permanent disfigurement from serious burns and trauma, infection or injuries caused by accidents or physical injury .

This product is available on an individual policy and group policy for companies; each product is adapted accordingly.

Personal Accidents is also offered for sportsmen or high risk professionals, covering bodily injury and/or death. Indemnification can be offered for temporary or permanent incapacity to work.

Covered risks and insured amounts:

1. Death by accidents: 15.000 RON
2. Permanent invalidity: 10.000 RON

3. Hospital time: 60 RON/day; 60 days/insured year
4. Medical leave: 60 RON/day; 90 days/insured year
5. Surgery: 5.000 RON

Personal accidents for family members: spouse and children:

1. Death by any cause: 10.000 RON
2. Permanent invalidity:: 5.000 RON

3. Hospital time: 30 RON/day; 60 days/ insured year

4. Surgery: 3.000 RON

TRAVEL HEALTH INSURANCE

covers risks that may occur during traveling abroad:

Death by accident;

Permanent invalidity by accident;

Urgent medical expenses following an accident or unexpected illness;

Repatriation expenses

In case of risk occurrence, the Insured may address to CORIS Call Center, available 24 hours per day, having assistance offices throughout the world.