Health Insurance

CertAsig‘s Health insurance is available in four off the shelf product categories – Bronze, Silver, Gold and Platinum. CertAsig can also design be-spoke products for groups and individuals.

Advantages :

• Choice of doctors as well as service providers
• 24 hours dedicated call centre – immediate medical attention
• Insurance plans adapted to the Insured’s needs
• Option to include cover for family members
• The insured can be treated all over the country, also when on vacation
• First class medical providers
• Diagnostic investigation and procedures performed with state of the art technology
• Option to retain the attending physician if they change working place - move to another medical supplier company
• Integrated case management – the insured’ health file is monitored and managed by a single point of contact – the Call Centre and CertAsig specialists
• Waiving “collateral” payments, as the services are paid by the insurer
• Premium payment in instalments or in full with a discount

Covered risks :

• Permanent medical Call Center – MEDICert (advisory, medical services scheduling )
• Laboratory tests – basic, urine, hematologic, cytology, bio-chemistry , micro-biology, allergist , immunology
• EKG
• Ambulance – medical transport services and emergency medical assistance
• Medical consultations – all the medical specialties, including the second opinion, psychological consultations
• Preventive medical examination – general, psycho-somatic evaluation of the life style and of the risk potential factors, including the yearly medical check-up
• Dental care services, in certain cases
• Medical expenses, such as for drugs, medical devices for prosthetics
• Surgery in ambulatory or with one day hospitalization – ENT, gastroenterology, vascular surgery, plastic and reparatory surgery, orthopaedics, gynecology, urology
• Alternative medicine services
• Special care services – nursing, physiotherapy
• Hospitalization expenses in case of maternity – EUR 500 for normal birth or EUR 1000 for caesarean birth
• Imagistic services – radiology, ultrasound (2D,3D,4D), MRI, CT, scintigraphy, mammography, bone densitometry