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Home insurance - including PAD |
This product protects both your home and the property within it, and offers coverage also for civil liability to you and your family’s bodily injury.
- Section I – home and property within it;
- Section II – civil liability for the Insured and his or her family;
- Section III – bodily injury for the Insured and his or her family.
Section I: HOME INSURANCE
This section covers claims caused by:
- theft;
- earthquake;
- theft;
- earthquake;
- floods;
- landslides.
- fire, lightning, explosion, falling aircraft;
- sonic boom;
- damages caused by animals;
- accidental falling of objects;
- storm, hurricane, tornado, hail, snow or ice avalanches;
- vandalism;
- civil disturbance;
- pipes freezing;
- floods from: neighbour apartments; accidents on water pipes; sewage water.
Section II: CIVIL LIABILITY
Covers damages to third parties caused by the Insured or by one of his or her family members.
Section III: BODILY INJURY
Covers damages following accidents that the Insured and its family may experience during household activities.
For example: fall by heat or cold, burns, drowning, cuts, explosions, stings, attack by other person/animal;
BONUS
CertAsig’s Complex Home Insurance covers:
- expenses due to rental of a new home – in case of risk occurrence or emotional shock;
- water damage;
- spoilage;
"CERTASIST FOR YOUR HOME"
"CertAsist for your home program" helps you with fast repairmen services following risk occurrence. CertAsist for your home program helps you make you fast repairs, after an accident.
BASIS PROGRAM:
Covered risks :
- contacts specialized personnel for making the repair;
- covers the travelling expenses to your home of the specialized personnel, machinery and necessary equipments to make the repairs;
- covers the expenses for emergency repairs;
- covers the expenses for additional materials ( construction, cables etc)
EXTENDED PROGRAM:
In addition to the benefits of the Basis Program, the Extended one, also covers:
- Insured’s transportation (with vehicles provided by CertAsig);
- accommodation in emergency residence;
